How do I calculate motor accident claim compensation?

Use our free MACT calculator. Enter claimant details, income, accident date, and injury type. The calculator applies Sarla Verma (2009) and Pranay Sethi (2017) Supreme Court guidelines.

What is the Sarla Verma multiplier method?

The Sarla Verma multiplier uses an age-based multiplier table to calculate loss of future earnings: (Annual Income - 1/3) × Multiplier based on victim's age.

What does Pranay Sethi judgment cover?

The 2017 judgment fixed conventional compensation heads: Rs. 40,000 loss of estate, Rs. 15,000 funeral expenses, Rs. 40,000 loss of consortium, and updated disability percentages.

Motor Accident Claim Calculator | MACT Compensation

Case & Party Details

👤

Claimant / Deceased — Basic Information

Full Name of Claimant / Deceased

Nature of Claim

Date of Birth

Date of Accident

Date of Filing MAC Petition

Required for limitation period check

Place of Accident

FIR Number

Police Station

MACT / Forum

MAC Petition / Case Number

Offending Vehicle Number

Notes / Remarks (These will appear in the Advocate's Note in the final report)

Third-Party Insurance Policy

🛡️

Vehicle & Insurance Details

Leave blank if policy details are not available

Insurance Company

Policy Number

Type of Policy

Policy Start Date (Commencement)

Policy End Date (Expiry)

Policy is valid up to and including the end date

Compensation Calculation

👤

Deceased's Profile & Income Details

Age at Time of Accident

Auto-calculated from DOB & accident date entered above

Sarla Verma Multiplier (Col.4) → 16

Employment Type

Determines future prospects rate — Pranay Sethi (2017)

Future Prospects Addition → +50%

Monthly Gross Income (₹)

Total salary / earnings before deductions

Monthly Tax Deduction (₹)

TDS / Income Tax deducted at source

Number of Dependents (including deceased)

Determines personal deduction fraction (Sarla Verma)

Personal Deduction → 1/4 (25%)

Pre-Death Medical / Hospital Bills (₹)

Hospital bills in patient's name before death

⚖️

Conventional Heads — Pranay Sethi (2017), Enhanced 10% per 3 Years

ⓘ Base amounts: Consortium ₹40,000 | Estate ₹15,000 | Funeral ₹15,000. Enhanced @10% every 3 years from Oct 2017. Click a card to toggle inclusion.

✓ Loss of Consortium

—

✓ Loss of Estate

—

✓ Funeral Expenses

—

Rate of Interest (%)

7.5% – 12% most common; at court's discretion

Approximate Years Pending

From date of application to estimated award

🏥

Claimant's Profile & Income

Age at Time of Accident

Auto-calculated from DOB & accident date

Sarla Verma Multiplier → 16

Employment Type

Determines future prospects rate

Future Prospects → +50%

Monthly Gross Income (₹)

Monthly Tax Deduction (₹)

🩺

Disability Assessment — Medical Expert Certificate Required

Nature of Disability

Scope of Assessment

Disability Percentage (%)

% of whole body — as per medical expert

Functional / Vocational Disability (%)

Actual loss of earning capacity

Effective Earning Loss → 40.0%

💊

Medical Expenses, Other Heads & Interest

Treatment / Hospitalisation (₹)

Original bills & receipts in patient's name

Pain, Suffering & Loss of Amenities (₹)

General damages — court's discretion

Attendant / Nursing Charges (₹)

If permanent attendant is required

Rate of Interest (%)

6% – 12%

Years Pending (for interest)

From date of application to award

ADVOCATE DHENDE AND ASSOCIATES MOTOR ACCIDENT CLAIM ESTIMATES

Motor Vehicles Act, 1988 — Compensation Report & Verification

Report Date: —

Claim Type: —

Case No.: —

Forum: —

Case & Party Details

Name of Claimant / Deceased—

Nature of Claim—

Date of Birth—

Date of Accident—

Date of Filing MAC Petition—

Place of Accident—

FIR Number—

Police Station—

MAC Petition / Case No.—

Forum / MACT—

Age Verification at Time of Accident

—

Years of age at the time of accident

—

Years

—

Months

—

Days

Total Age in Days—

Total Age in Months (approx.)—

Total Age in Years (decimal)—

Age Group Category—

—

Sarla Verma Multiplier — Column 4, Schedule II

—

Limitation Period Status — Section 166(3), MV Act

📅

Not Assessed

—

Third-Party Insurance Policy Verification

Offending Vehicle Number—

Insurance Company—

Policy Number—

Policy Type—

Policy Commencement Date—

Policy Expiry Date—

Policy Duration—

Date of Accident—

🔎

Awaiting generation…

Enter policy and accident dates to verify coverage status.

Compensation Breakdown

Net Monthly Income (post-tax)

Gross ₹ − Tax Deduction ₹

—

Net Annual Income (post-tax)

Monthly Net × 12

—

Future Prospects Addition

NIC v. Pranay Sethi (2017) — 5-Judge Bench

—

Enhanced Annual Income (Multiplicand)

—

Less: Personal Deduction

Sarla Verma — based on number of dependents

—

Annual Dependency Amount

—

× Multiplier (Sarla Verma) — Loss of Dependency

—

Add: Loss of Consortium

—

Add: Loss of Estate

—

Add: Funeral / Last Rites Expenses

—

Base Claim Amount

—

Add: Simple Interest

From date of application

—

Total Death Compensation Payable

Indicative estimate including simple interest

₹ 0

Loss of Dependency

—

Conventional Heads

—

Interest Accrued

—

Net Monthly Income (post-tax)

—

Net Annual Income (post-tax)

Monthly Net × 12

—

Future Prospects Addition

NIC v. Pranay Sethi (2017)

—

Enhanced Annual Income

—

Effective Disability — Annual Earning Loss

Anatomical % × Functional %

—

Loss of Earning Capacity (capitalised)

—

Add: Treatment / Hospitalisation Expenses

—

Add: Pain, Suffering & Loss of Amenities

—

Base Claim Amount

—

Add: Simple Interest

From date of application

—

Total Injury Compensation Payable

Indicative estimate including simple interest

₹ 0

Loss of Earning Capacity

—

Medical & Other Expenses

—

Interest Accrued

—

Apportionment of Award Among Legal Heirs

📊 Drag sliders to adjust. Wife + Parent total cannot exceed 100% — balance auto-assigned to Children.

👑 Wife / Husband

50%

—

👨‍👩‍👦 Parent (Mother / Father)

25%

—

👶 Children

25%

—

Summary for MACT Proceedings

Name of Claimant / Deceased—

Date & Place of Accident—

Age at Time of Accident—

Applicable Sarla Verma Multiplier—

Third-Party Policy Active on Accident Date—

Insurer (Respondent)—

Policy Number—

Limitation Period Status—

Total Compensation Estimate (Indicative)—

📌 Advocate's Note

—

📚 Legal Framework Applied

Multiplier Table: Sarla Verma v. DTC (2009) 6 SCC 121 — Col. 4, Sch. II

Future Prospects: NIC v. Pranay Sethi (2017) 16 SCC 680 — 5-Judge Bench

Personal Deduction: Sarla Verma — Fraction based on dependents

Conventional Heads: Pranay Sethi — 10% enhancement every 3 years from 2017

Insurance Liability: United India Ins. Co. v. Lehru (2003) 3 SCC 338

Policy Lapse Defence: NIC v. Swaran Singh (2004) 3 SCC 297

Limitation Period: Section 166(3), Motor Vehicles Act 1988 — 6 months

Relevant Sections: S.140 / S.163-A / S.166 / S.147, MV Act 1988

⚖️ ADV. AJINKYA ASHOK DHENDE

Office No. 1, First Floor, MHADA Commercial Complex, Gokhalenagar, Pune – 411016
📞 8149135283 | ✉ ajinkya.dhende@gmail.com www.dhendeassociates.com

⚠️

Important Disclaimer: This tool provides indicative estimates only, based on Sarla Verma v. DTC (2009) and NIC v. Pranay Sethi (2017) guidelines. Actual compensation awarded by the MACT Tribunal or High Court may differ significantly based on evidence adduced, credibility of witnesses, medical reports, and the court's discretion. This estimate is not a substitute for professional legal advice. Consult a qualified advocate before initiating or defending any legal proceedings. © Copyright Advocate Ajinkya Dhende. All rights reserved. Visit www.dhendeassociates.com for more information.

Motor Accident Claim Estimate Calculator for MACT and MV Act 1988

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