Motor Accident Claim Estimate Calculator for MACT and MV Act 1988

Motor Accident Claim Estimates
MACT — Motor Vehicles Act, 1988  |  Sarla Verma & Pranay Sethi Guidelines
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1
Case & Party Details
👤
Claimant / Deceased — Basic Information
Required for limitation period check
2
Third-Party Insurance Policy
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Vehicle & Insurance Details
Leave blank if policy details are not available
Policy is valid up to and including the end date
3
Compensation Calculation
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Deceased's Profile & Income Details
Auto-calculated from DOB & accident date entered above
Sarla Verma Multiplier (Col.4) → 16
Determines future prospects rate — Pranay Sethi (2017)
Future Prospects Addition → +50%
Total salary / earnings before deductions
TDS / Income Tax deducted at source
Determines personal deduction fraction (Sarla Verma)
Personal Deduction → 1/4 (25%)
Hospital bills in patient's name before death
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Conventional Heads — Pranay Sethi (2017), Enhanced 10% per 3 Years

ⓘ Base amounts: Consortium ₹40,000 | Estate ₹15,000 | Funeral ₹15,000. Enhanced @10% every 3 years from Oct 2017. Click a card to toggle inclusion.

✓  Loss of Consortium
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✓  Loss of Estate
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✓  Funeral Expenses
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7.5% – 12% most common; at court's discretion
From date of application to estimated award
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Claimant's Profile & Income
Auto-calculated from DOB & accident date
Sarla Verma Multiplier → 16
Determines future prospects rate
Future Prospects → +50%
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Disability Assessment — Medical Expert Certificate Required
% of whole body — as per medical expert
Actual loss of earning capacity
Effective Earning Loss → 40.0%
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Medical Expenses, Other Heads & Interest
Original bills & receipts in patient's name
General damages — court's discretion
If permanent attendant is required
6% – 12%
From date of application to award
MOTOR ACCIDENT CLAIM ESTIMATES
Motor Vehicles Act, 1988 — Compensation Report & Verification
Report Date: —
Claim Type: —
Case No.: —
Forum: —
⚖️ Adv. Ajinkya Ashok Dhende  |  Office No. 1, First Floor, MHADA Commercial Complex, Gokhalenagar, Pune – 411016  |  📞 8149135283  |  ✉ ajinkyadhende@gmail.com  |  © Copyright Advocate Ajinkya Dhende
A
Case & Party Details
Name of Claimant / Deceased—
Nature of Claim—
Date of Birth—
Date of Accident—
Date of Filing MAC Petition—
Place of Accident—
FIR Number—
Police Station—
MAC Petition / Case No.—
Forum / MACT—
B
Age Verification at Time of Accident
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Years of age at the time of accident
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Years
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Months
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Days
Total Age in Days—
Total Age in Months (approx.)—
Total Age in Years (decimal)—
Age Group Category—
—
Sarla Verma Multiplier — Column 4, Schedule II
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C
Limitation Period Status — Section 166(3), MV Act
📅
Not Assessed
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D
Third-Party Insurance Policy Verification
Offending Vehicle Number—
Insurance Company—
Policy Number—
Policy Type—
Policy Commencement Date—
Policy Expiry Date—
Policy Duration—
Date of Accident—
🔎
Awaiting generation…
Enter policy and accident dates to verify coverage status.
E
Compensation Breakdown
Net Monthly Income (post-tax)
Gross ₹ − Tax Deduction ₹
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Net Annual Income (post-tax)
Monthly Net × 12
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Future Prospects Addition
NIC v. Pranay Sethi (2017) — 5-Judge Bench
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Enhanced Annual Income (Multiplicand)
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Less: Personal Deduction
Sarla Verma — based on number of dependents
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Annual Dependency Amount
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× Multiplier (Sarla Verma) — Loss of Dependency
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Add: Loss of Consortium
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Add: Loss of Estate
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Add: Funeral / Last Rites Expenses
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Base Claim Amount
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Add: Simple Interest
From date of application
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Total Death Compensation Payable
Indicative estimate including simple interest
₹ 0
Loss of Dependency
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Conventional Heads
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Interest Accrued
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F
Apportionment of Award Among Legal Heirs
📊 Drag sliders to adjust. Wife + Parent total cannot exceed 100% — balance auto-assigned to Children.
👑 Wife / Husband
50%
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👨‍👩‍👦 Parent (Mother / Father)
25%
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👶 Children
25%
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G
Summary for MACT Proceedings
Name of Claimant / Deceased—
Date & Place of Accident—
Age at Time of Accident—
Applicable Sarla Verma Multiplier—
Third-Party Policy Active on Accident Date—
Insurer (Respondent)—
Policy Number—
Limitation Period Status—
Total Compensation Estimate (Indicative)—
📌 Advocate's Note
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📚 Legal Framework Applied
Multiplier Table: Sarla Verma v. DTC (2009) 6 SCC 121 — Col. 4, Sch. II
Future Prospects: NIC v. Pranay Sethi (2017) 16 SCC 680 — 5-Judge Bench
Personal Deduction: Sarla Verma — Fraction based on dependents
Conventional Heads: Pranay Sethi — 10% enhancement every 3 years from 2017
Insurance Liability: United India Ins. Co. v. Lehru (2003) 3 SCC 338
Policy Lapse Defence: NIC v. Swaran Singh (2004) 3 SCC 297
Limitation Period: Section 166(3), Motor Vehicles Act 1988 — 6 months
Relevant Sections: S.140 / S.163-A / S.166 / S.147, MV Act 1988
⚖️ ADV. AJINKYA ASHOK DHENDE
Office No. 1, First Floor, MHADA Commercial Complex, Gokhalenagar, Pune – 411016
📞 8149135283  |  ✉ ajinkyadhende@gmail.com
© Copyright Advocate Ajinkya Dhende  |  Report generated on —  |  Motor Accident Claim Estimates Tool
⚠️

Important Disclaimer: This tool provides indicative estimates only, based on Sarla Verma v. DTC (2009) and NIC v. Pranay Sethi (2017) guidelines. Actual compensation awarded by the MACT Tribunal or High Court may differ significantly based on evidence adduced, credibility of witnesses, medical reports, and the court's discretion. This estimate is not a substitute for professional legal advice. Consult a qualified advocate before initiating or defending any legal proceedings. © Copyright Advocate Ajinkya Dhende.